How to Delete Google Pay Transaction History?

Google Pay is a digital payment mode that fulfils the contactless payment requirements of millions of people. Users can use their Android devices to pay in stores, online websites, mobile apps, Google services, etc. Google Pay can be used to make contactless payments on Android devices. If you are willing to make payments through Google Pay, you must link your Google Pay account with your bank account. Now, you can make transactions for purchases made either in-person or online.

Making payments with Google Pay.

The Google Pay service is compatible with numerous banks and service providers. Google Pay supports Visa cards, MasterCard, Discovery, American Express, etc. If users are still determining whether their bank is compatible with Google Pay, they should contact their bank directly to learn about the actual condition.

To use the Google Pay app, users must install it on their device, and a card must be linked to their account to make a payment.

What is Transaction History?

When you use Google Pay, the history of past transactions is stored in the user’s Google account for future reference. This account history is a crucial tool that monitors money flow in and out. The account holder uses it to compare incoming and outgoing funds and maintain the account’s balance.

Almost all online account records are updated immediately and show deposits and withdrawals. Usually, you can see a 30-day transaction history, but if you want, you can access a transaction history for more than 30 days.

Also Read: How to Transfer Money From Google Pay to Bank Account?

Reasons to Delete Transaction History.

The UPI-based payment system provides contactless payments, sometimes hindering users’ privacy. Google Pay stores your transaction history, which you can delete if you want, guaranteeing that no evidence of the payment is left in the application. Google Pay provides this option to you.

Some users might erase their Google Pay transaction history for different purposes. Many people are worried about their privacy, as they may prefer that Google keep their financial information and transaction history, even though Google promises it is secure.

Some individuals might want to tidy up their accounts by deleting old or unnecessary transactions they no longer need to refer to. Occasionally, individuals may choose to erase their history as a precaution if they believe someone has accessed their accounts without permission. Furthermore, specific individuals decide not to keep a record of their previous transactions due to personal reasons. The reasons are as follows:

Privacy reasons: Google has access to a large amount of your data, and this transaction history also increases its collection. In this situation, deleting this transaction history data decreases the quantity of personal data that Google stores about you.

• Security reasons: Another issue is that if someone else reaches into your Google Pay account, they could see all of your past purchases, which you surely wouldn’t appreciate.
• Cleanliness of the account: Finally, regularly clearing your transaction history can help you better understand your spending patterns. However, you should know that deleting your transaction history on Google Pay does not entirely remove the information from Google’s records.

The steps to delete transaction history on Google Pay.

Here is a simple, step-by-step procedure for deleting your Google Pay transaction history.

Deleting through a cell phone.

• First, you should open the Google Pay app on your mobile device.
•  When the app is opened, you will see an icon of your profile in the top-right corner. You should click to open the profile section.
•  When your profile page is opened, you will find an option for ‘Settings’ amongst the many other options. Select the ‘Settings’ option.
• When you click on ‘Settings’, you will see many options. Select the ‘Privacy & Security’ option and click on it.
• A new page will appear; select the ‘Data and Personalisation’ feature.
• The next step is simply selecting the provided link for the Google account. When you touch this link, a new page for your Google account will open. Then, you should log into your Google account to access other features.
• After logging in, scroll down a little. Here, you will find the ‘Payments transaction and activity’ section.
• Under this section, you will see the ‘Delete Drop-Down’ option.  
• Here, under the ‘Delete Drop-Down’ menu, you can delete individual transactions by clicking on the ‘cross’ button beside them or delete all transaction history simultaneously. To do this, you must click ‘Delete’ and choose the specific time period you wish to remove data from your Google Pay application.

Deleting Through The Desktop.

• Visit https://myaccount.google.com and go to your Google account.
• Then, a new page will be opened, and you will see the option ‘Data and Personalisation’.
• Under ‘Data and Personalization’, you will find the ‘My Activity’ option. Click on this option.
• Select the ‘Payments & Subscriptions’ feature under the ‘My Activity’ option.
• Proceed by scrolling down and locating ‘Payment Info’, then select the ‘Payments Transactions & Activity’ option.
• A roster of Google Pay transactions will be available for viewing. You can delete each transaction one by one.
• Additionally, you can remove a batch of transaction records by choosing the ‘Delete’ function and specifying the timeframe, as the options to select the timeframe are given.

Final Words.

Google Pay monitors every transaction and purchase conducted on the app. To comply with laws and fulfil customer demands, Google stores transaction information such as buying, sending money, and giving refunds. If you are uncomfortable with Google storing or monitoring your information, you can erase the transaction history. The merchant or beneficiary involved in the transaction can still see the deleted transaction on their app’s “Transaction history” page.

FAQs.