Having a bike insurance policy is required by law. Additionally, it protects your finances in the event of mishaps or thefts. A distinct policy number that serves as an identifying number is included with every bike insurance policy. When attempting to obtain the benefits of your insurance policy, this bike insurance policy number is helpful. There are numerous more uses for which you might require the bike insurance policy number in addition to this.
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The importance of knowing the bike insurance policy number
It is very important to know your bike insurance policy number, as this is the only number that is needed in an emergency when you are in an accident. The uses of this number are as follows:
- For availing insurance claims:
In case you meet with an accident or your bike is stolen, in both cases, if you go ahead with any claim, first of all, you will be asked for your insurance policy number. To initiate the procedure of settlement of claims, you are required to provide your bike insurance policy number.
- For Verification:
If you proceed with the insurance claims, the insurance company will ask for your bike insurance policy number, as you know that without a policy number, you cannot prove that you are a valid claimant. Also, at the time of selling your bike, you need the insurance policy number to verify that you have insurance policy coverage; this will make your deal easier.
- In the event of transferring your insurance policy:
If, for any reason, you want to transfer the policy to another insurance company, you will need your bike insurance policy number. Then, only your policy can be transferred to another insurance company.
- In the case of applying for a duplicate insurance policy:
If, unfortunately, your policy papers are lost, and you want to obtain a duplicate copy of your bike insurance policy, you need the insurance policy number to apply for an exact copy.
Different ways of checking the insurance policy number
You can check the bike insurance policy number by using many other methods:
1.By using policy papers
The policy papers that you obtained at the time of buying a bike insurance policy have all the policy details, including the insurance policy number. You can find the policy number on the front or back side of the policy document. You should always have your policy number available to claim benefits in case of emergency.
2. Using the website of the insurance company or a mobile app
Most insurance companies have their own websites or mobile apps, which can be used for customer convenience. By logging in to the mobile app or visiting the websites of the insurance company, you can know the insurance policy number. To log in, you should know your customer ID and password. You can also use your registration number to check your insurance policy number. It is the easiest and most convenient method of checking your insurance policy number.
3. Using the Insurance Information Bureau (IIB)
The online platform of the Insurance Information Bureau is a great help for people who buy insurance policies. The website has all the records of the insurance policy-related details. It also has records of bike insurance policy numbers. If you want to know your insurance policy number, you can visit the Insurance Information Bureau’s online platform. You will be able to access all the details of your policy by entering your bike’s registration number. But keep in mind that this is a paid service. You will be charged for using this service, and then only you can use it.
4. By using the e-Vahan platform
The Ministry of Road Transport and Highways has its online portal, which is known as e-Vahan. If you are unable to access other online platforms due to some reason or another, you may log in to the e-Vahan portal. On this portal, all the necessary details of the insurance policies are available. You enter your registration number, and you will get your policy number.
5. By using the RTO online service
It is very essential to know your insurance policy number, as in case of any emergency, the first thing you need to avail of the claim benefits is your insurance policy number. So, if you cannot check your insurance policy number on any other portal, you can access the RTO online portal. After entering your registration number, you can know your insurance policy number.
6. Contact your insurance company
Contacting your insurance company is another method of checking your insurance policy number. If you are not able to check your insurance policy number on the web portal or the mobile app, you can call your customer care number. The customer care executive will inquire about your identity to confirm that you are the right person, and he will provide you with the policy number. You should keep that number saved in any notebook or on your phone so that you can quickly access the policy number in an emergency.
7. Visiting the insurance company office
If you are not able to know your insurance policy number with the help of any online methods, you can visit the office of the insurance company. There, in the office, the customer care executive will ask you about your identity and all the details of the policy. After confirmation of your identity, the executive will tell you your insurance policy number.
Conclusion
The bike insurance policy number is a very important document that is necessary to have handy, as in case of any emergency or any insurance-related purpose, it is mandatory to have an insurance policy number.
FAQs
1. What is the use of the bike insurance policy number?
A bike insurance policy number is given to every policyholder, as this number is an identifying number to verify that you are the genuine claimant for policy benefits. You cannot claim benefits for any insurance policy without this number. So, it is very necessary to know your bike insurance policy number.
2. What is the bike insurance policy number?
A bike insurance policy number is given to every policyholder, as this number is an identifying number to verify that you are the genuine claimant for policy benefits. You cannot claim benefits for any insurance policy without this number. So, it is very necessary to know your bike insurance policy number.
3. How is the bike registration number used to check the insurance policy number?
To know your bike insurance policy number, you are required to provide the bike registration number. The insurance policy is attached to the registration number of the bike. When you buy any insurance policy, you are required to provide your vehicle’s registration number, and in case you lose your insurance policy papers, you can obtain duplicate insurance papers with the help of your registration number. On any online portal, you can enter the registration number and know your insurance policy number.